Proverbs 3:3 {” Let not MERCY AND TRUTH forsake thee: bind them about your neck; write them upon the table of your heart: and you will FIND FAVOUR AND GOOD UNDERSTANDING in the sight of God and Man. “}  Understanding brings you FAVOUR~ Grace brings you ABILITY~ and Faith brings you ACCESS. You, as a child of God, will gain an entrance into all of God’s Treasures, which are laid up for you in heaven, when you walk according to these principals. In order to be successful in anything in life; then you will need ALL OF THE ABOVE;  which is Favour, Ability, Access, Mercy, and a Truthful Heart. You will obtain these things by FIRST GAINING AN UNDERSTANDING HEART. You will also find GRACE IN THE EYES OF THE LORD, if you will ask, and seek Him for A SPIRIT OF EXCELLENCE~ WISDOM~ and UNDERSTANDING. When people know that you are Truthful~Merciful, and Understanding; then they will favor you~ even if you don’t have a lot of assets and accessaries; simply because they realize that THEY CAN TRUST YOU: and believe me TRUST is an honorable trait, but it is a rare one in many people.